«A+++. You will find worked with Jay for quite some time. As usual the guy delivers exceptional customer support. Fast reaction to every concerns. Quite easy to partner with.

I will always use Jay for my personal financial wants and provided and will continue steadily to suggest him to any or all i understand who requires financial funding.»

«cooperating with Jay was actually an enjoyment. He had been very beneficial and moved in addition to my personal objectives. I would personally surely advise Jay to my pals and group and can get in touch with him once again if an opportunity to refinance occurs.»

«my spouce and i not too long ago refinanced the long time, established financial. James Rafuse had been the loan expert and facilitator. He had been positively remarkable! Not only is it most capable and well-informed, he was friendly, alarmed, careful and very receptive. We would advise him really highly to anyone thinking about funding and/or refinancing solutions. You will not feel let down.»

«Jay is excessively knowledgeable, pro and easy to work with. He responded rapidly to all or any concerns. Your whole procedure was very easy. I might strongly recommend him.»

«I had the delight of cooperating with Jay Rafuse of BayCoast Mortgage regarding the refinance of my personal residence. Jay ended up being extremely knowledgeable, useful and proactive through the whole processes. I found myself a lot of happy by Jay’s degree of communication, as I ended up being held wise about everything was actually happening during each step. Jay could quickly erase any problems or issues that emerged. I would suggest Jay and BayCoast financial for any room funding require.

«Jay was most beneficial. Demonstrated every options and made the process go efficiently. He performed anything the guy mentioned however. There is no tension through the complete processes. Big advice»

«James Rafuse, Senior financing Officer, ended up being crucial in acquiring the best option for my refinance of my second mortgage. As I have seen in earlier times with Mr. Rafuse, he got the full time to describe all my alternatives and advise myself through each step of this process. He generated every work to be sure the techniques was actually seamless, extensive and convenient for my situation. Besides, he or she is exceptionally enjoyable to partner with and makes sure all «t’s were crossed an I’s tend to be dotted.» I’ll just utilize Mr. Rafuse for mortgage loans on my home and get easily known your to numerous family and friends. He or she is pro, kinds, patient and ensures he fulfills all their people’ wants. I recommend your to anybody.»

«Excellent. My representative (Jay) was actually professional, experienced and extremely responsive. I will absolutely recommend him to my buddies and family. The entire processes was seamless. Extremely pleased.»

«Jay Rafuse was an enjoyment to work well with. Not only inside the helpfulness and look after the buyer’s wants, however in his remarkable functioning facts within the home loan and financing arena. Jay generated the feeling more enjoyable, ended up being effective throughout aspects of the borrowed funds processes, and worked quite difficult in taking most of the pieces with each other for a fruitful close. Thanks BayCoast and Jay Rafuse!»

«Jay Rafuse at BayCoast Mortgage got the most perfect refinancing spouse in my situation and my partner. Regarding huge economic behavior like refinancing our big investment, the house, we frequently become cool feet, then changes our very own minds and require an instantaneous remedy before finally experiencing Jay’s best counsel. We did a no tips no completion refinancing, and that is just what it charges all of us ? no information without finishing. We had gotten a rather competitive rate additionally the words we wanted. The amount of begins that You will find picked in this overview precisely reflects my dealings with Jay Rafuse. You are able to use your to obtain situations done in a timely fashion, becoming honest and also to in addition gently explain exactly what seems like a fantastic concept to you – is not.»